Red Crown Credit Union News
How to Get Your Paycheck Early
Who wouldn’t like to get their paycheck before their co-workers? With the Red Crown Early Payday Program, you can receive your money before your actual payday!
There are tons of benefits in participating in the Early Payday Program. A few of them are; you receive your money early, you can reduce stress, and you can pay your bills in advance. The only requirements are to be a Red Crown member and sign up for direct deposit.
What is direct deposit?
Direct deposit is an electronic payment directly from the account of the payer to your account. The funds reach your financial institution through an electronic network. This network is called an automatic clearinghouse (ACH). ACH is a safe and secure network to receive your payment.
What information do I need to set up the direct deposit option?
You will need your account number, the Red Crown routing number (303986148), the type of account (savings or checking), and our address (5001 E. 91st St. Tulsa, OK 74137).
How do I get my paycheck early?
You will need to sign up for direct deposit with the payer (if they offer direct deposit). When we receive the pending credit notification, we immediately post the upcoming deposit to your account. For example, if we receive the file on Wednesday, October 9, and your payday is Friday, October 11, we will credit your account on the 9th! Essentially, this means we are advancing your paycheck for FREE!
Can you guarantee that I receive my paycheck early?
No, we do not guarantee that you will receive the payment early, it depends on when we receive notification from the payer. Also, if the notification is submitted on a holiday or the weekend, it does not apply. This program works during our regular business hours which are Monday through Friday from 9 AM to 5 PM.
Why wait? Sign up for our Early Payday Program now!
If you have any questions, give us a call at 918.477.3200.
Mastercard Benefits
Red Crown is excited to announce that we have moved our debit cards to Mastercard. This change gives our members some great benefits; some of which are:
- Mastercard ID Theft Protection
- Financial Account Takeover
- URL and Domain Monitoring
- Monthly Risk Alert/Newsletter
- Identity Monitoring
- Resolution Services
- Lost Wallet Assistance
- Single Bureau Credit Monitoring
- Mastercard Global Service
- Extended Warranty
- Mastercard Airport Concierge
- Priceless Cities
We will highlight a few of these benefits below:
Identity Theft
Mastercard ID Theft Protection puts your mind at ease when it comes to identity theft. There are at least three ID Theft Protection programs that will help monitor and detect if there is any potential threat occurring.
Financial Account Takeover – This program monitors your account for high-risk transactions.
Identity Monitoring – This program searches the internet to see if your personal information is being compromised. They look at emails, debit cards, credit cards, bank accounts, web logins, medical insurance cards, driver’s licenses, passport number, social security number, and more.
You do have to sign up for Identity Monitoring. Simply go to https://mastercardus.idprotectiononline.com/enrollment/embedded.html. Click the “Activate Now” button and you will be guided.
Resolution Services – An identity theft team is available to you 24/7. You can authorized them to act on your behalf to contact police, credit agencies, and other authorities regarding identity theft issues.
If you want to learn more about identity theft programs, click Master Card Benefits.
Airport Concierge
Mastercard gives you a chance to have a less stressful and seamless trip. On their website, https://mastercard.globalairportconcierge.com/, they will help you search for the best prices for your flight.
Their Airport Concierge arranges a Meet & Greet agent to escort you to your departure, arrival, and connecting flights. This benefit does cost you, but Mastecard gives you a 15% discount on their service.
You can at last say goodbye to long security lines! Using your Mastercard Airport Concierge, you are expedited through security at certain airports.
Mastercard Connecting Flight Services is a transit service. From the moment you land, they will assist you with all your transit services. The Connecting Flight Services are available to you at any time, on any day, at over 700 destinations worldwide.
You have to sign up for airport concierge. Simply go to https://mastercard.globalairportconcierge.com/.
Priceless Cities
Mastercard Priceless Cities gives you a one-of-a-kind experience when you are at home or away. With this program, you receive discounted prices on events or items because you are a Mastercard holder.
There are six different categories for you to choose from; dining, sports, arts, shopping, entertainment and travel around town. These exclusive deals are available in the USA, Europe, Canada, Mexico, South America, and Asia. Some examples of discounts include:
- Tower above the Windy City with a VIP 360 Chicago Experience
- Miami Starlight Cruise
- Cooking Classes
- Talk to a New York Yankee
All you have to do is sign up for the program at pricless.com. The deal you choose is not free, but you receive an exclusive discount on the experience because you have a Mastercard.
*Red Crown Credit Union is not a financial planner or financial advisor. This is general information and is not a guarantee of saving money.
5 Ways to Save Money
Can we all agree that 2020 has kept us on our toes? Some days feel like time is going so slow and other times it is flying by! Before we know it, the holidays will be here.
Red Crown wants to help you find ways to save during these crazy times. Below are a few examples of ways to help you save money:
Spend a Little Less on Yourself
According to CNBC, online shopping has gone up 31.8% since the pandemic. Along with online shopping, companies have started to re-open and we are getting back to normal, which means even more shopping.
One great way to save money is to cut back on things you want and do not need. Cutting back on small items can add up dramatically. We all know the Starbucks analog; if you spend $4.43 per drink at Starbucks and you indulge every workday, you will have spent $22.15 in one week on coffee. Cut your trips in half and you will save $11.07 each week. That is $44.30 in just a month!
Look at how much you are spending on random online shopping, going out to eat, Door Dash, and more. You may be shocked. Say no to the some of those “wants” and watch your savings grow.
Stick to Your Shopping List
How many times have you veered off your grocery list or just went from memory? People who do not stick to their grocery list or shop from memory tend to spend more money. Grabbing random items can add up quickly. People who make a list and stick to it end up spending less.
Bring Cash
Go back to when you were a kid and had no debit card or credit card. Do not use any plastic while shopping. Using cash will force you to spend only what you have in your wallet.
Finance Apps
Finance apps can help you make a budget that works for your lifestyle. Within these apps, you can create categories for your paycheck distributions. The program will advise you on what percentage of your check should go into each category. These apps help you to take control on how you budget your money each month.
Using one of these apps can be very useful in knowing how to save, when to save, and how much to save.
Look for Deals
Deals happen all year around. You can find deals when purchasing food, gifts, clothes, and more. Look for sales, coupons, and plan ahead.
Conclusion
These five tips may seem easy, but breaking habits can be a hard thing to do. You do not have to try all of them at once. Using one from this list is a great way to start. When you get comfortable with one, add another. Just start.
*Red Crown Credit Union is not a financial planner or advisor, and this blog gives general ideas on how to save money. Individual results may vary.
MidAmerica Industrial Park Location
Red Crown Credit Union is proud to be opening a new location in the MidAmerica Industrial Park in Pryor, Oklahoma. Our new branch will be in “The District”, a new development with over 32,000 square feet of retail space.
After ten years of providing financial services as the only credit union in Mayes County, this commitment to the MidAmerica Industrial Park was an easy decision for Red Crown. “We are happy to be presented this opportunity to serve the current and future members of Mayes County,” said Mike Moyer, President/CEO of Red Crown.
“We decided to build a location in the industrial park because there is an opportunity to serve almost 5,000 people that work within the park; as well as serve people in the Locust Grove and Chouteau communities,” said Deanne Waguespack, COO of Red Crown.
This branch will be a full-service location with a lobby and drive thru which will give the community access to savings, checking, and lending products.
Locust Grove Donation 2018
Red Crown Credit Union (Red Crown) is happy to announce our partnership with Locust Grove Public Schools (LGPS) for their participation with the Locust Grove Pirates Debit Card. Red Crown made a $500 donation to LGPS for this partnership. “We are excited to partner with Locust Grove Public Schools and excited to work with them for years to come,” said Jeremy Daggs, Vice President, Marketing – Red Crown. Members of the Locust Grove community can stop by any Red Crown location to order their Locust Grove debit card. With every debit card swipe, Red Crown makes a donation to LGPS.
Picture includes, left to right: Jennifer Back: Red Crown Assistant Vice President – Mayes County Branch Manager, Dan Stokes: LGPS Assistant Superintendent and Dusty Torrey: LGPS Superintendent
Red Crown Breaks Ground at MidAmerica Industrial Park
Red Crown Credit Union (Red Crown) is happy to announce our partnership with MidAmerica Industrial Park. Red Crown was chosen as the first retail location to break ground in MidAmerica’s new multi-use development called “The District,” combining retailers, housing and public recreation areas.
Set to open in 2020 The District will include 32,000 square feet of retail space, a 100-unit, multi-story living complex, 100 residential homes and 10 acres of parks and outdoor spaces connected by walking and biking trails, officials said. “Red Crown will occupy a space in The District and will be able to provide financial products and services to individuals who live and work in the industrial park,” said Mike Moyer, President/CEO – Red Crown. “Mayes County has been a great community for Red Crown. We are happy to be presented this opportunity and happy to serve the community members of Mayes County,” said Moyer.
Picture includes, Mike Moyer: Red Crown President/CEO speaking at the MidAmerica Industrial Park ground breaking.
New Claremore Location
Red Crown Credit Union (Red Crown) is happy to announce our new location for Claremore, Oklahoma, set to open in Winter 2018. Red Crown purchased the building that was originally Health Center Pharmacy, located at 113 W. Blue Starr Dr. “Our management team was in town for a planning session and we saw that the building was for sale,” said Mike Moyer, President/CEO – Red Crown. “We discussed it and felt that would be a great spot for a Claremore location,” said Moyer.
“This will be a full service location with a lobby, loan offices and a drive thru,” said Deanne Waguespack, Chief Operations Officer – Red Crown. “We wanted a vintage, but modern look, so we hired W Design out of Tulsa and we are very impressed with the work they have done,” said Waguespack.
The picture above is a rendering of the location by W Design.
Salina Wildcats Donation 2018
Red Crown Credit Union (Red Crown) is happy to announce our first full fiscal year donation to Salina Public Schools (SPS) for their participation with the Salina Wildcats Debit Card. Red Crown made a $500 donation to SPS, due to the debit card activity with the Salina card. “Each debit card swipe counts and the Salina card has 65 active debit cards,” said Jeremy Daggs, Vice President, Marketing – Red Crown. “The Salina community has been so welcoming to this program and we are happy to be a part of this community,” said Daggs. Members of the Salina community can stop by any Red Crown location to order their Salina Wildcats debit card. With every debit card swipe, Red Crown makes a donation to SPS.
Picture includes, left to right: Blake Crawford: SPS High School Principal, Debbie Cox: SPS Middle School Principal, Jennifer Back: Red Crown Assistant Vice President – Mayes County Branch Manager and Honesti Williams: SPS Elementary School Principal
Adair Warriors Donation 2018
Red Crown Credit Union (Red Crown) is happy to announce our first full fiscal year donation to Adair Public Schools (APS) for their participation with the Adair Warriors Debit Card. Red Crown made a $800 donation to APS, due to the debit card activity with the Adair card. “Each debit card swipe counts and the Adair card has 112 active debit cards,” said Jeremy Daggs, Vice President, Marketing – Red Crown. “Adair Public Schools has been great to work with and we are happy with this partnership,” said Daggs. Members of the Adair community can stop by any Red Crown location to order their Adair Warriors debit card. With every debit card swipe, Red Crown makes a donation to APS.
Picture includes, left to right: Mark Lippe: APS Superintendent, three APS students and Jennifer Back: Red Crown Assistant Vice President – Mayes County Branch Manager
Pryor Tigers Donation 2018
Red Crown Credit Union (Red Crown) is happy to announce our first full fiscal year donation to Pryor Public Schools (PPS) for their participation with the Pryor Tigers Debit Card. Red Crown made a $1500 donation to PPS, due to the debit card activity with the Pryor card. “Each debit card swipe counts and the Pryor card has 212 active debit cards,” said Jeremy Daggs, Vice President, Marketing – Red Crown. “Just think how large the donation could be with 500 cards,” said Daggs. Members of the Pryor community can stop by any Red Crown location to order their Pryor Tigers debit card. With every debit card swipe, Red Crown makes a donation to PPS.
Picture includes, left to right: Jennifer Back: Red Crown Assistant Vice President – Mayes County Branch Manager, Don Raleigh: PPS Superintendent