Mortgage Loans

Mortgage Loans

Whether you are looking for a first mortgage, a land loan or a home equity, Red Crown has a loan for you.

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First Mortgage

Are you looking to buy your first home or a new home? Red Crown has a mortgage department and mortgage loans that will work with you and your needs. Red Crown offers the following mortgage loans:

30 year loans – 20 year loans – 15 year loans – 10 year loans.

Mortgage loans can be owner or non-owner occupied properties.

House isolated on land

Land and Lot Loan

Are you in the market to buy land? Red Crown can work with you to give you the best value on this investment. Red Crown will finance 90% to 100% loan to value based on credit score.

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Home Equity Loan

A Home Equity Loan is a great way to pay for a large, planned, one time expense, such as remodeling your home. With a fixed rate and term, your payments are guaranteed to never change.

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FHA Fixed Loan

An FHA Fixed Loan is a government insured program that offers lower down payments and relaxed qualifying guidelines. This is a great mortgage loan for first time home buyers.

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VA Fixed Loan

If you are a United States Veteran, you have the option to get a VA Fixed Loan. This loan is government insured, offers lower down payments and relaxed qualifying guidelines.

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10/1, 7/1 and 5/1 ARM Loans

Sometimes a fixed rate mortgage is not the right loan for you. Red Crown offers adjustable rate mortgages (ARMs) for your loan needs.

Mastercard HELOC Card From Red Crown Credit Union

Home Equity Line of Credit (HELOC)

Red Crown offers a Home Equity Line of Credit (HELOC) Mastercard that allows you to borrow funds on an as needed basis against the equity you have in your home. A HELOC can be ideal for major expenses such as remodeling your home, consolidating debt, buying a car, and more.

  • No annual fee
  • No prepayment penalties
  • No zero balance fees
  • Interest may be tax deductible; consult your tax advisor
  • Use up to 80% of your available home’s equity
  • 5 year draw period with 15 year payback
  • Online account access

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