No changes to Fees as of 3-14-2023
| Savings Accounts | Fees |
|---|---|
| Shared Savings Account | No Fees |
| Club Savings Account | $5.00 for each withdrawal over two (2) withdrawals per calendar year |
| Money Market | $10.00 per month if the balance falls below $2,000.00 |
| Money Market Excessive Withdrawals | $5.00 for each withdrawal over (6) withdrawals per month |
| IRA Account | No Fees |
| Share Draft/Checking Accounts | Fees |
| Classic Checking | $1.00 per $100.00 as balance falls below $500.00 to max of $5.00 |
| Regal Checking (ages 55+) | No Fees |
| Free Checking | No Fees |
| Check It Out Checking (ages 13-17) | No Fees |
| Business Checking | No Fees |
| Debit Card Replacement | $5.00 per card |
| Overdraft/Non-Sufficient Funds (NSF) | $30.00 per presentment |
| ACH/Debits Reversed/Returned | $30.00 per presentment |
| Charged Back/Returned Items | $10.00 per presentment |
| Copy of Share Draft | $2.00 per check |
| OOPS | $30.00 per presentment |
| Overdraft Protection Transfer | $2.50 per transfer |
| Stop Payment via Online Banking | Free |
| Stop Payment via Staff Assistance | $30.00 per transaction |
| Cashier Check | $1.00 per check after one (1) free daily is used |
| Domestic Item Collection | $10.00 per item |
| International Item Collection | Actual Cost |
| Draft/Check Printing | Prices Vary |
| ATM Balance Inquiry | $1.00 per inquiry |
| Excessive ATM Use | $0.75 per ATM transaction in excess of (8) per month |
| Other Services | Fees |
| Account Reconciliation/Research | $25.00 per hour in 1/4 hour increments |
| Receipt Copy | $5.00 per item |
| Mail Forwarding | $1.00 per item |
| Notarized Lien Release | $5.00 per copy |
| Domestic Incoming Wire | No Fee |
| International Incoming Wire | $5.00 per transfer |
| Domestic Outgoing Wire Transfer | $20.00 per transfer |
| International Outgoing Wire Transfer | $35.00 per transfer |
| Check Cashing | 3% of check cashed |
| Coin Counting | Red Crown Members – Free, Shared Branching Members – 10% of collected coin |
| Inactive Account | $5.00 per month |
| Loan Filing | Actual cost |
| Garnishment/Levy | $10.00 each |
| Gift Card | $3.50 each |
| IRA Set Up | Free for members |
| Notary Public | Free for members |
| Safe Deposit Box | Fees |
| 3×5 | Prices Vary |
| 3×10 | Prices Vary |
| 5×10 | Prices Vary |
| 10×10 | Prices Vary |
| Mastercard* | Fees |
| Grace Period | 25 days to repay your balance before a finance charge is imposed |
| Additional Card | $5.00 per card |
| Cash Advance | $5.00 or 2.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $60.00) |
| Foreign | 1.00% of each transaction in U.S. dollars completed out the U.S., 0.90% of each transaction in U.S. dollars completed in a foreign currency |
| Late Payment | Up to $20.00 |
| Return Payment | Up to $20.00 |
| Statement Copy | $5.00 |
| Document Copy | $5.00 |
| Method of computing the balance of purchases | We use a method called “average daily balance (including new purchases)” |
Because we may charge a service fee for an NSF/Overdraft item each time it is presented, we may charge you more than one service fee for any given item.
*The information about the cost of the card described in this application is accurate as of July 1, 2017.
This information may have changed after that date.