Red Crown offers the many banking services and conveniences you’d expect and hope for from a modern-day credit union.
What is Shared Branch?
Red Crown Credit Union is a member of the CO-OP Shared Branch organization and offers shared branching at all of our locations. CO-OP is a cooperative network of credit unions that have joined together and created shared branching centers across the country. By sharing facilities, credit unions can offer greater convenience for members to access their accounts at many locations just as if they were at their home credit union.
What does this mean for members of Red Crown Credit Union?
A Member can enter any shared branch and conduct a range of transactions services such as:
To take advantage of this service, when members enter a shared branch, they only need to bring:
By participating in this organization, Red Crown Credit Union members can easily continue to do their business with their credit union even when they are living in different communities across the state or nation. More than 40 Shared Branching locations exist in Oklahoma and nearly every state in the union has participating credit union branches.
Early Payday Program
What is the Red Crown Early Payday Program?
This program allows Red Crown members who receive a direct deposit to receive their money faster. For example, if we receive the direct deposit file on Wednesday and your payday is Friday, we will credit your account on Wednesday! Essentially, this means we are advancing your paycheck for FREE!
Does your employer offer direct deposit? Do you receive government benefits? If so, have your paycheck/benefits electronically deposited into your Red Crown account and save yourself a trip to a branch.
You can make the move to Red Crown Credit Union in three easy steps. Everything you’ll need is provided in our handy Switch Kit. We can’t wait to welcome you to Red Crown Credit Union, where you’ll enjoy a better experience for all your banking needs!
Early Payday Program Requirements:
We want to help protect your account, whatever the issue may be.
Red Crown’s Overdraft Protection will automatically move money from another Red Crown account to cover overdrafts. All you need to do is opt-in for Overdraft Protection.
You will need one of the following accounts to have Overdraft Protection:
OOPS (Optional Overdraft Protection Service)
Having OOPS is that extra coverage for your checking account. OOPS will cover a transaction made with insufficient funds.
Red Crown wants to offer you the best banking experience for your financial life. Not only do we offer checking and lending, but we offer other services so you can get the best value with your Red Crown membership.
Do you need to reorder personal checks? You can reorder them at any Red Crown branch or use Harland Clark to reorder your checks online.
This service allows you to designate a portion of your direct deposit to be automatically transferred into any of your other Red Crown accounts. It can even be set up to pay your loan automatically.
If you need to transfer funds fast, use Red Crown’s wire transfer. Our transfer fees are low and we offer the speed, security and efficiency that you need to move funds domestically or internationally.
VISA Gift Cards
Why give your loved ones gift cards to a pre-determined store? Give them a Red Crown VISA Gift Card. These gift cards are prepaid debit cards that can be used anywhere VISA is accepted. Purchase a gift card and give a gift that everyone can use. VISA Gift Cards can be found at our Southtown and Midtown locations.
Safe Deposit Boxes
A great service of having a local credit union is having access to safe deposit boxes. Keep your important documents and items secure with a Red Crown safe deposit box. Our safe deposit boxes are available in four different sizes, with your first year’s rent free. Safe deposit boxes are available at Southtown and Mayes County locations.
Do you need an alternative form of payment because personal checks aren’t accepted? You should consider a cashier’s check. This type of check is typically an accepted form of payment because it is considered to represent guaranteed funds. Cashiers checks can also be used for payments over $1,000.00, unlike a money order. Red Crown allows every member one free cashier’s check per day.
Night Drop Boxes
There are times when you can’t get to Red Crown before we close, so we have given you 24/7 access to our night drop boxes for a secure way to drop off a deposit or a payment after hours. Night drop boxes are available at Southtown, Claremore, Mayes County and The District locations.
Many documents must be notarized to be accepted. A notary is a person authorized, by law, to authenticate and certify signatures on documents. Free notary service is available at any of our locations, for our members, on a walk-in basis.
A free service Red Crown offers to it’s members is the use of our coin machines. Bring your coin into the branch, run it through the coin machine and then take the receipt to a teller to credit your account. Free coin machine services are offered to our members at all Red Crown locations.
Red Crown provides GAP Insurance that covers the financial shortfall between your primary insurance company’s total loss settlement and the remaining balance of your loan. GAP covers the difference after the deductible. We provide GAP Insurance for any vehicle under 200,000 miles and qualifies for a loan with Red Crown.
Are you looking to add an extended warranty to your vehicle? Red Crown’s extended warranty program is a program that is perfect for you. If your vehicle qualifies, we offer benefits that every driver deserves.
We proudly offer these Surcharge-Free ATMs
All Red Crown ATM locations
ATM Zone Locations
Any of the following Oklahoma credit unions with ATM locations
Looking for a Surcharge-Free ATM somewhere else in Oklahoma?
Search all ATMZone Credit Union ATMs using this interactive map.
*See Fee Schedule
**These benefits are subject to terms, conditions, limitation, and exclusions set forth in your GAP Waiver Addendum.
*+Deductible reimbursement benefits subject to the maximum limit set forth in your GAP Waiver Addendum. Deductible reimbursement benefits are only applicable in the event a GAP amount is waived under the GAP Waiver Addendum.